Medicare’s open enrollment comes early this year, Oct. 15, and lasts longer, until Dec. 7, but it’s best to start thinking and planning your Medicare strategy as soon as possible to make sure you find the best plan that fits your needs. Unlike the past several years, there are relatively few changes to Medicare rules for 2013. But because your individual plan or your circumstances might be changing, you should still take a close look at your coverage options during the enrollment period.
Fox Business News published a good general overview of some of the small changes that are coming this year to the Medicare system.
In terms of Medicare Part D and prescription drug coverage, we encourage you to give CanadaDrugs.com a call and ask to speak to someone on our Medicare Team. We’ve got trained Patient Service Representatives that are here to work through your drug bills, and find the best way to maximize your savings. In the past, we’ve seen that smart purchasing direct from CanadaDrugs.com, combined with enrollment in a Medicare Plan can add up to maximized savings.
Seven of the top 10 Medicare-D plans will have double-digit percentage increases next year, according to Avalere Health, a healthcare consulting and research company. This increase in premiums will drive up drug spending for seniors. With the rising cost of enrollment plans, it’s important to find one that works best for you. A low premium may not be the best deal if the plan doesn’t cover your particular drugs, or if the co-pays are higher. Every plan is different, so this is the time to shop around, and CanadaDrugs.com is here to help you maximize your savings in 2013.
The Affordable Care Act is gradually closing the prescription drug “donut hole” – the nearly $4,000 gap where seniors have to cover 100 percent of their costs. In 2013, the gap starts when spending hits $2,970 and then coverage resumes when it reaches the “catastrophic” level of $6,733. CanadaDrugs.com direct cash savings are a real help when your trapped in that doughnut hole and don’t expect to reach the “catastrophic” level.
Shop around during enrollment season and find out which plan balances cost, coverage and flexibility for your prescription drug needs.